Most investors compare gilt yields before tax. YieldSmart shows the number that really matters — what lands in your pocket after income tax.
A 4.25% savings account pays a higher-rate taxpayer just 2.55% after tax. A low-coupon UK gilt at the same maturity can deliver 4% or more — because most of its return comes as capital gain, which is exempt from CGT. No credit risk. Backed by HM Treasury.
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