📊Gilt TableAll UK gilts with net yields 📈Yield CurveGross vs net across maturities 🧮CalculatorYour after-tax gilt return 🪜Bond LadderStaggered income portfolio 📖GlossaryPlain-English definitions 📖GlossaryPlain-English definitions ℹ️AboutWhat YieldSmart does and why
Free · No login · Updated daily

Investing in gilts?
See what you actually keep.

Most investors compare gilt yields before tax. YieldSmart shows the number that really matters — what lands in your pocket after income tax.

70
UK gilts tracked with live closing prices
0%
Capital gains tax on UK gilts — CGT exempt
£0
Cost. No subscription, no login, no ads
Four tools, one place
📊
Gilt Table
Every UK gilt with gross yield, after-tax net yield, tax-free capital gain, and running income — updated to last close.
🧮
After-Tax Calculator
Compare gilt vs gilt or gilt vs corporate bond side by side. Enter your tax rate, see exactly what you keep.
📈
Yield Curve
Gross and net yield across all maturities. Spot where the curve offers best after-tax value for your time horizon.
🪜
Bond Ladder Builder
Build a staggered portfolio of gilts maturing at intervals — regular, predictable, tax-efficient income.
The key insight

Gross yield is
the wrong number.

A 4.25% savings account pays a higher-rate taxpayer just 2.55% after tax. A low-coupon UK gilt at the same maturity can deliver 4% or more — because most of its return comes as capital gain, which is exempt from CGT. No credit risk. Backed by HM Treasury.

Read the full explanation →
Data sourced from giltsyield.com · Last close prices · Not financial advice
YieldSmart is a free tool for UK investors. About this site · contact@yieldsmart.co.uk