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When do you need
your cash?

Tell us when you need income and how much. We'll find the best gilt for each date based on your tax bracket — then build your ladder automatically.

Total investment
Held in
Income tax rate
Find the best gilts for your cash flow needs
Enter when you need cash and how much. We'll show the best gilt for each date — and a flexible alternative if a higher-yielding gilt exists within a year either side.
Manual ladder
Adjust individual rungs or build from scratch. The optimiser above will populate this for you.

Information only — not financial advice. Gilt prices are indicative from last available close and may be delayed. Verify before transacting. UK tax treatment depends on your circumstances and may change.